Blog | S. Thomas Realty

December in Atlanta: Market Update, Holiday Events, and What Buyers & Sellers Should Know

December in Atlanta is one of the most magical times of year. The city lights up with festive markets, family outings, neighborhood decor, and holiday pop-ups — all while the real estate market quietly shifts toward its winter rhythm.

Dec 1

Fannie Mae Removes 620 Credit Score Requirement — What It Means for Homebuyers (2025)

Fannie Mae just removed the minimum 620 credit-score barrier for conventional loans. Learn what this means for you as a home buyer in Atlanta or Asheville—how your full profile matters more than ever and how to prepare.

BUYERS

Nov 19

50-Year Mortgages Explained: Pros, Cons, and Real Monthly Costs vs. 30-Year Loans in Atlanta & Asheville

Learn seven practical ways to save $200–$300 per month on your mortgage — without turning to a 50-year loan. Includes rate buydowns, PMI removal, insurance, taxes, and real examples for buyers in Atlanta and Asheville.

BUYERS

Nov 12

How to Save $200–$300 a Month on Your Mortgage Without a 50-Year Loan

BUYERS

Oct 29

What the Government Shutdown Means for Homeowners, Buyers & Sellers

Whether you're under contract, preparing to list, or casually house hunting, the recent government shutdown might feel like one more thing to stress about. But here’s the truth: most real estate transactions will keep moving...

GENERAL

Oct 1

September Home Maintenance Tips: Seal & Shield Your Home for Fall

As the temperatures start to cool and the leaves begin to fall, September is the perfect month to prepare your home for the upcoming winter season. Tackling a few essential maintenance tasks now can save you money, improve comfort, and protect your biggest investment from damage.

BUYERS

Sep 8

New VA Home Loan Reforms Making Homeownership Easier for Veterans

The National Association of REALTORS® (NAR) has been working hard to make the home buying process better for veterans. Recently, they celebrated a huge victory with the passing of the VA Home Loan Reform Act.

BUYERS

Aug 1

Family outside of their newly purchased home holding Sold signs

How Owning a Home Builds Wealth & Generational Opportunity

June is National Homeownership Month 2025, and there’s no better time to talk about one of the most powerful financial moves you can make: owning a home. For many Americans, buying a home is a defining milestone.

BUYERS

Jun 9